So Jowel didn't know about hundreds of thousands of pounds ? Gurum-Murphy had her banged to rights when he pointed out that the status of previous mortgages would have been clear on the forms she signed for subsequent mortgages. But true to form he didn't press it home and draw blood; she couldn't possibly have thought that the previous mortgages still existed because even people with their income don't usually have three or four simultaneous mortgages on one property.

Menzies Campbell, also true to form, is happy to accept a whitewash because he doesn't want to criticise the civil service - so much for an alternative.

Like Campbell, Byers and Blunket before her she lied. Straw lied about CIA torture flights, Blair lied about WMD and Bush lied about the New Orleans disaster.

Why are we being governed by a bunch of liars ?